Introduction
Loans (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website and services, which include matching small business owners with third-party lenders, loan brokers, and other financing partners (collectively, “Lending Partners”). By accessing or using our website or services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our services.
Description of Services
We provide a loan referral platform designed to help small businesses explore available funding options. By collecting basic business and financial information from you, we aim to match you with Lending Partners who may offer suitable financing products. We do not provide loans or make credit decisions. We are not a lender, broker, or financial advisor, and we do not guarantee that any loan or financing will be offered or approved.
Eligibility
To use our services, you must be:
You represent and warrant that all information you provide
is accurate and truthful.
User Responsibilities
You agree not to use our services for any unlawful, fraudulent, or malicious purpose. You are responsible for maintaining the confidentiality of any account credentials or information you submit through our platform. You must not impersonate any other person or misrepresent your business.
You also agree not to:
Referral Process and Relationship with Lenders
Upon submitting your information, we may share it with one or more Lending Partners to assess financing eligibility. These Lending Partners operate independently of Target Loans, and their terms, conditions, rates, and decisions are outside our control. We are not responsible for the services or products offered by any Lending Partner.
Any agreement you enter into with a Lending Partner is solely between you and that partner. We encourage you to carefully review the terms and conditions of any offer before proceeding.
Intellectual Property
All content on our website, including text, images, graphics, logos, software, and layout, is the property of Target Loans or its licensors and is protected by copyright and other intellectual property laws. You may not copy, reproduce, modify, or distribute any content without prior written permission.
Limitation of Liability
To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use our services, including but not limited to loss of profits, loss of data, or financial losses resulting from your dealings with third-party lenders.
We do not warrant that the services will be error-free or uninterrupted.
Indemnification
You agree to indemnify and hold harmless Target Loans, its affiliates, directors, employees, agents, and partners from any claims,liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of your use of the services or your violation of these Terms.
Disclaimer
Our services are provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or usefulness of any information provided through the site or services.
Modifications to Services and Terms
We reserve the right to modify, suspend, or discontinue any part of the services at any time without notice. We may also update these Terms periodically. It is your responsibility to review them regularly. Continued use of our services after changes are posted constitutes your acceptance. If you have any questions or concerns about our terms or data practices, please contact us.
